Turning 30? Now May Be the Best Time to Buy Life Insurance.

image of a two adults with their daughterIt finally happened. Despite all attempts to stop the natural passing of time, you have officially hit the next age milestone in your life, and there’s no turning back.

You’re 30 … and that’s okay.

For many, this can be a time of exciting possibilities. For some, it’s when life really starts to hit its stride. All the hard work you’ve put in over the last three decades could start to come together and the future may look brighter.

So, with the best parts of your life potentially still left ahead of you, why is now a good time to buy life insurance?

Many Potential Milestones In Your 30s.

The third decade of a person’s life is filled with numerous, impactful developments that can provide the foundation for what may become the rest of a person’s life.

Many people begin to tap into their full professional potential during their 30s. This decade is also a common time to get married. Major purchases, such as a new car or a first home, could be made. Children may be born – and those children will begin school and embark on a milestone journey of their own.

So much happens during this exciting chapter of life.

Now imagine if you – your physical presence, your emotional support, and your income – were suddenly taken out of the equation. How would your family continue without you? How would they cope? How would the bills get paid? How would they survive?

If you haven’t arranged for your family to carry on if you’re suddenly unable to be present, there’s no time like the present to start planning.

Why 30 May Be the Best Time to Buy Life Insurance.

Despite how busy you may be with the milestones listed above, there are several reasons why it can be useful to carve out time to explore a life insurance policy in your 30s.

1. You’re in Good Health

If you’re in your 30s, you’re likely still reaping the physical benefits of youth. If you are one of these lucky 30-somethings, you may be more likely to ace your life insurance medical examination, which means your monthly life insurance rates will be lower for the foreseeable future.

2. Protect Your Family

You are not alone if your family is the most important aspect of your life. As we discussed above, knowing your spouse, children and even your pets are taken care of if you pass away is important. Don’t rely on your savings alone to cover costs if you pass away. A life insurance policy is what your family deserves.

3. Protect Your Investments

People say that the only things certain in life are death and taxes, and unfortunately, once you pass away, the taxes you owe don’t disappear. That beautiful home and expensive car you purchased – if not already paid off – can haunt your family’s finances for decades to come if they don’t have a way to relieve your debt. A life insurance policy helps to keep your spouse from fronting a bill he/she may not be able to afford.

Buy Life Insurance Today.

Life is fleeting – It’s impossible to know when your time here is up. But as long as you’re alive, you have a chance to help protect your loved ones from financial struggles once you’re gone.

The team at The Mutual Fund Store Life Insurance is ready to answer your questions and help pair you with the right life insurance policy for your needs.

Reach out today for your complimentary consultation.

 

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Term Life Insurance products offered through TMFS Insurance Agency LLC, a separate company, affiliated with Financial Engines Advisors L.L.C. (FEA), in states where licensed. TMFS Insurance Agency, LLC is under common ownership with FEA. Each entity is its own separate entity that provides services for its client independent from the other.

 

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