Term Life Insurance Calculator

Please use the form below to calculate how much term life insurance you will ned.

Question #1:

When the insured person dies, how much annual income is needed? (Before tax)

Question #2:

For how long will the beneficiaries or dependents need income?

Question #3:

What annual interest rate (%) do you feel you can earn on the invested proceeds of your life insurance?

Question #4:

For the last 10 years, the average annual inflation rate has been approximately 3%. What do you believe the average annual inflation rate will be in the future?


The total is the amount of life insurance needed to restore your annual income.

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Term Life Insurance products are offered through TMFS Insurance Agency LLC, a separate company, affiliated with Financial Engines Advisors, L.L.C. (FEA), in states where licensed. TMFS Insurance Agency, LLC is under common ownership with FEA. Each entity is its own separate entity that provides services for its client independent from the other.